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Federal Perkins Student Loans
Program Description
The Department OF Education has launched the Federal Perkins Loans aiming to help financially needy undergraduate students and graduate students meet the cost of postsecondary education. The award is made by the school based on the availability of funds. A Federal Perkins Loans carries a fixed interest rate (currently 5%) and must be repaid beginning after a nine-month grace period following the date when the student is no longer enrolled on at least a half-time basis.
General Program Requirements
In order to qualify for this benefit program, you must be a student pursuing a postsecondary educational degree or certificate.
Loan Terms
Maximum Loan Amounts: $4,000 annually for undergraduate students (up to $20,000 total as an undergraduate), and $6,000 annually for graduate students (up to $40,000 total, including any Perkins Loans you had as an undergraduate student).
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